After buying a new car, we can't go straight on the road because we also need to buy some insurance for the vehicle. The strong insurance must be purchased, otherwise we cannot apply for the car. In addition, we have to buy some commercial insurance for new cars so that we can play a better role in protecting the vehicles. Let's find out what kind of insurance the new car needs to buy!
First, car damage insurance. For the owners, it is inevitable that they will encounter collisions during driving. Even if we drive carefully, there will be collisions. If this happens, if the vehicle itself is damaged, a certain amount of compensation can be obtained through this insurance. Because this insurance is mainly for the situation because of natural or perceived causes of damage to the vehicle can get some compensation. According to the purchase price of the new car, you can insure it in full or in bad coverage, but we use the full price of the new car to insure. When a dangerous situation arises, we cannot get full compensation, but according to a certain percentage Payouts.
Second, third party liability insurance. This insurance purchase is also very necessary, it is mainly for accidental third parties if there is a traffic accident if you drive, then you can make a corresponding payment. This insurance is to pass on the responsibility, and it will relieve the owner and the insured of their liability. It is necessary for the new car to purchase this insurance. When the amount of the emergency compensation is insufficient, you can use this insurance to pay the compensation. Generally, we recommend that the amount of insurance coverage for you be 20-50 million, so that you can meet the demand for compensation. Because the maximum risk can be up to about 130,000, this can deal with general vehicle losses, if it is collided with high-end vehicles, then with this third party liability insurance can pay the remaining amount.
Third, we do not include exemption and insurance. When a dangerous situation occurs, the owner who insures the insurance can divert the risk and avoid paying more for himself. For the novice owners, more accidents are likely to occur during the driving process. With this insurance, they can effectively avoid risks and reduce their own losses.
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