Insurance knowledge: What are the types of insurance?

As the pace of automobile entry into the home has accelerated, auto insurance has also become a vehicle that owners must contact. If the owner is unfamiliar with the related knowledge of auto insurance, he may enter the misconception of auto insurance consumption, leading to more patrols when he spends more money and claims for insurance. So what are the types of insurance? Today, auto insurance experts tell you about this knowledge.

Auto insurance can be divided into basic insurance and additional insurance. Basic insurance mainly includes two kinds:

(1) Vehicle Loss Insurance: The insurance company is liable for damages due to traffic accidents such as collisions, natural disasters such as heavy rain, lightning strikes, fires, explosions, accidents caused by the collapse or fall of external objects, etc., and at the same time, when an accident occurs, The insurance company will be responsible for compensation according to the provisions of the provisions for reasonable expenses incurred for the rescue and protection measures of the vehicles.

(2) Third-party liability insurance: When an accident occurs in an insurance vehicle, it often causes the third party to suffer personal injury or property loss. For the amount of compensation that should be paid by the insured according to law, the insurance company will be responsible for compensation according to the terms.

Auto insurance additional insurance is divided into:

(1) Full vehicle robbery insurance: Insured vehicles are stolen, robbed, robbed, or damaged after they have been damaged. After being investigated and verified by the public security department, the insurer is responsible for compensation according to the provisions of the article.

(2) Vehicle liability insurance: When an accident occurs on an insurance vehicle, it causes casualties on the vehicle or the direct damage of the vehicle's cargo. The insurance company is responsible for compensation according to the provisions of this article.

(3) No-fault liability insurance: In the event of a traffic accident between an insurance vehicle and a non-motor vehicle or a pedestrian, the side of the insurance vehicle is not at fault, but it is still inevitably inevitably responsible for economic compensation. The insurance company is responsible for compensation according to the provisions of this article.

(4) Liability liability for falling on-board goods: The insurance company often takes responsibility for personal injury or death or property damage caused by the falling of goods on board. The insurance company is responsible for compensation according to the provisions of this article.

(5) Risk of broken glass alone: ​​Almost every driver has this experience. The windshield of the vehicle is cracked by stones that have splashed on the road or broken by objects falling from nearby buildings. The insurance company in accordance with the provisions of this article, according to the actual loss of compensation.

Acryl Curing Agent

Acrylic curing agents are a type of crosslinking agent used in the production of high-performance coatings and adhesives. Acrylic curing agents are typically used to cure Epoxy Resins, improving their mechanical properties, chemical resistance, and thermal stability.


Acrylic curing agents react with the epoxy functional group to form a thermosetting coating or adhesive. This reaction is exothermic and can be accelerated by heat, making it ideal for high-temperature applications. Once cured, the acrylic modified epoxy resin offers excellent resistance to weathering, UV light, and chemicals.


Acrylic curing agents offer several advantages over other types of curing agents. They are low in viscosity, which makes them easy to handle and mix with epoxy resins. They also have excellent adhesion to a wide range of substrates, including metals, plastics, and composites.


Acrylic curing agents are available in a range of grades, each with its own unique properties and applications. Some grades offer improved toughness and flexibility, while others offer improved chemical resistance or high-temperature performance. The choice of acrylic Curing Agent depends on the specific application requirements, such as cure time, cure temperature, and final properties of the cured epoxy resin.


Acrylic curing agents are commonly used in applications where high-performance coatings or adhesives are required, such as automotive, aerospace, and marine applications. They are also used in the production of electrical and electronic components, where their excellent electrical properties make them an ideal choice.


In summary, acrylic curing agents are a type of crosslinking agent used to cure epoxy resins in the production of high-performance coatings and adhesives. They offer several advantages over other types of curing agents, including low viscosity and excellent adhesion to a wide range of substrates. The choice of acrylic curing agent depends on the specific application requirements, and they are commonly used in applications that require high-performance coatings or adhesives, such as automotive, aerospace, and marine applications.

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Shanghai Shengduan Trading Co., Ltd. , https://www.shsdchem.com

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